Insurers.globalAfrica

Register export · Africa · Central Africa · ST

BCSTP register: licensed insurers in São Tomé and Príncipe

VerifiedVerified against the BCSTP register, checked 2 Sept 2026.

The BCSTP register for São Tomé and Príncipe as the directory holds it: 2 licensed insurers with the identifiers the register carries, ready to export as JSON.

2Licensed operators
0Life0% of entities
1General (non-life)50% of entities2Cross-border groups0 domestically owned

By class of business

Each company is counted once, under the class its register row records. The supervisor’s own tally counts licences, so a company licensed for more than one class appears more than once there.

By ownership

  • Pan-African group2 100%

“Cross-border groups” counts foreign multinationals and pan-regional groups; “domestically owned” counts domestic private, state-owned, mutual and captive entities. The register records the parent’s type, not its home market. How ownership is recorded

BCSTP register rows

All 2 entities.

InsurerClassRegister idLEIRegisteredWebsiteVerification
SAAR S.Tomé e PríncipeCComposite————Verified
NICON SEGUROSGGeneral (Non-life)————Verified

Full table for São Tomé and Príncipe ↗

Regulatory intelligence: São Tomé and Príncipe

Read from the register, not written for this page: the supervisor’s regime, the source the list was checked against, and the market notes recorded alongside it.

Regime
Lei 08/92 (Lei Orgânica do Banco Central) and Decreto-Lei 47/98; BCSTP supervision, licences by order of the Governor
Register source
Banco Central de São Tomé e Príncipe, 'Instituições Financeiras - Empresas de Seguro' (https://www.bcstp.st/Instituicoes-Financeiras-Detalhes?cod=SEG, retrieved 2026-09-26): lists 2 insurers, 'SAAR S.Tomé e Príncipe' and 'NICON SEGUROS'. Corroborated by BCSTP 'Supervisão - Empresas de Seguros' page (https://www.bcstp.st/Banco-Central?x=SwLgBoNpb/7IcYkZfC6Zcg==&&z=e7pHX56moyeeYqrLxTGFBQ==, last publication 31 Dec 2023) and BCSTP 2023 insurance-indicators spreadsheet (https://www.bcstp.st/Upload/New_DOC/SB/Indicadores_Seguros_2023.xlsx): 'Número de Empresas de Seguros' = 2 for every year 2018-2023.
Verification
Verified against the regulator register · Banco Central de São Tomé e Príncipe, 'Instituições Financeiras - Empresas de Seguro' (https://www.bcstp.st/Instituicoes-Financeiras-Detalhes?cod=SEG, retrieved 2026-09-26): lists 2 insurers, 'SAAR S.Tomé e Príncipe' and 'NICON SEGUROS'. Corroborated by BCSTP 'Supervisão - Empresas de Seguros' page (https://www.bcstp.st/Banco-Central?x=SwLgBoNpb/7IcYkZfC6Zcg==&&z=e7pHX56moyeeYqrLxTGFBQ==, last publication 31 Dec 2023) and BCSTP 2023 insurance-indicators spreadsheet (https://www.bcstp.st/Upload/New_DOC/SB/Indicadores_Seguros_2023.xlsx): 'Número de Empresas de Seguros' = 2 for every year 2018-2023.

No market event is recorded against this register for 2026. The regime and source above are the standing facts.

Governing legislation

  • Lei 08/92 (Lei Orgânica do Banco Central) · Institutional and insurance framework

    Central bank mandate, including insurance supervision.

  • Decreto-Lei 47/98 · Insurance framework

    Insurance licensing and supervision.

Verification log

Rows match the BCSTP list exactly (2 of 2). BCSTP history: after independence the colonial insurers merged into 'A Tranquilidade', nationalised as 'A Compensadora' in the 1980s, which ceased business in mid-1996 (excluded - defunct); the sector restarted in November 2001. The BCSTP history page calls the 2001 licensee 'SAT Insurance' (Cameroonian capital); the current list names it 'SAAR S.Tomé e Príncipe' - treated as the same company (a SAAR group web excerpt lists 'SAT in São Tomé' among its companies).

For B2B teams and AI agents

The same rows as static JSON, no key, CORS open, CC BY 4.0. Paged files stay under 96 KB so an agent’s fetch tool never truncates them.

curl -s https://africa.insurers.global/api/v1/countries/sao-tome-and-principe.json
curl -s https://africa.insurers.global/api/v1/countries/sao-tome-and-principe/insurers/pages/1.json
  • MCP: connect https://africa.insurers.global/mcp and call get_country_summary with { "country": "sao-tome-and-principe" }, or list_insurers with country, limit and offset for paged rows.
  • OpenAPI 3.1: /api/v1/openapi.json · WebMCP: /.well-known/webmcp.json · Guide: /ai/ · llms.txt
  • Dataset version 2026-09-08+97f331e66662; every response carries version, verified and licence.