Class code M

Microinsurer

Low-premium covers for low-income households and small businesses.

34 entities in 8 countries.

Countries with Microinsurer insurers

Largest markets for this class

  1. Zimbabwe16
  2. Kenya5
  3. Eswatini5
  4. Uganda4
  5. South Africa1
  6. Côte d'Ivoire1
  7. Mozambique1
  8. Gabon1

Scroll horizontally to compare columns.

CompanyCountryClassParent / groupOwnershipRegulatorVerificationPopularity
APA MicroinsuranceKenyaMMicroinsurerApollo GroupPan-African groupIRAVerified—
Birdview Micro InsuranceKenyaMMicroinsurerIndependentDomestic privateIRAVerified—
Britam Microinsurance Co (K)NSE: BRITKenyaMMicroinsurerBritam HoldingsPan-African groupIRAVerified—
CIC MicroinsuranceNSE: CICKenyaMMicroinsurerCIC GroupPan-African groupIRAVerified—
Turaco Microinsurance
Also Uganda, Nigeria, Ghana
KenyaMMicroinsurerTuracoPan-African groupIRAVerified—
Edge Micro InsuranceUgandaMMicroinsurerIndependentDomestic privateIRA-UVerified—
Padre Pio Micro Insurance CoUgandaMMicroinsurerIndependentDomestic privateIRA-UVerified—
Turaco Micro Insurance CoUgandaMMicroinsurerTuracoPan-African groupIRA-UVerified—
Futureline Micro Insurance
Ownership not established; listed by IRA for 2026
UgandaMMicroinsurerIndependent / not mappedDomestic privateIRA-UVerified—
NMS Insurance Services (SA)
Microinsurer
South AfricaMMicroinsurerIndependentDomestic privatePA / FSCAVerified90 Confidence: Medium
Bayce MicroinsuranceZimbabweMMicroinsurerIndependentDomestic privateIPECVerified—
Clientsure MicroinsuranceZimbabweMMicroinsurerIndependentDomestic privateIPECVerified—
Command MicroinsuranceZimbabweMMicroinsurerKingdom Blue FuneralDomestic privateIPECVerified63 Confidence: Low
Coverlink Microinsurance CoZimbabweMMicroinsurerCoverlink HoldingsDomestic privateIPECVerified—
EBA MicroinsuranceZimbabweMMicroinsurerIndependentDomestic privateIPECVerified—
Ethical MicroinsuranceZimbabweMMicroinsurerIndependentDomestic privateIPECVerified—
Evolution MicroinsuranceZimbabweMMicroinsurerEvolution GroupDomestic privateIPECVerified—
Golden Knot MicroinsuranceZimbabweMMicroinsurerIndependentDomestic privateIPECVerified—
Highground MicroinsuranceZimbabweMMicroinsurerIndependentDomestic privateIPECVerified66 Confidence: Low
Langton MicroinsuranceZimbabweMMicroinsurerIndependentDomestic privateIPECVerified75 Confidence: Low
Microsure Microinsurance CoZimbabweMMicroinsurerIndependentDomestic privateIPECVerified—
Motions MicroinsuranceZimbabweMMicroinsurerIndependentDomestic privateIPECVerified—
Mountsentry MicroinsuranceZimbabweMMicroinsurerIndependentDomestic privateIPECVerified57 Confidence: Low
Rise Capital Microinsurance CoZimbabweMMicroinsurerIndependentDomestic privateIPECVerified52 Confidence: Low
Southern Oracle MicroinsuranceZimbabweMMicroinsurerIndependentDomestic privateIPECVerified57 Confidence: Low
Zambuko MicroinsuranceZimbabweMMicroinsurerIndependentDomestic privateIPECVerified—
Société Ivoirienne de Micro-Assurances
Listed among the non-life companies; classed as a microinsurer because its name and the separate microinsurance list show it is a dedicated micro-insurance company (use G if the directory prefers the list's non-life heading); ownership not researched; Registered as SOCIETE IVOIRIENNE DE MICRO-ASSURANCES
Côte d'IvoireMMicroinsurerParent not named in registerDomestic privateCIMA / CRCAVerified—
Asihlumisane Burial and Risk Cover Association
ownership not researched
EswatiniMMicroinsurerParent not named in registerDomestic privateFSRAVerified—
B3 Insurance Eswatini Ltd
ownership not researched
EswatiniMMicroinsurerParent not named in registerDomestic privateFSRAVerified—
Ekhaya Insurance Company
ownership not researched
EswatiniMMicroinsurerParent not named in registerDomestic privateFSRAVerified—
SNAT Burial Insurance Ltd
ownership not researched
EswatiniMMicroinsurerParent not named in registerDomestic privateFSRAVerified—
Tswelopele Funerals (Pty) Ltd
ownership not researched
EswatiniMMicroinsurerParent not named in registerDomestic privateFSRAVerified—
NBC - Negotiable Benefits Consultant, SA
ownership not researched
MozambiqueMMicroinsurerParent not named in registerDomestic privateISSMVerified—
Samb'A Assurances
The DNA's only micro-insurance licensee, listed as “SAMB’A ASSURANCES”; the DNA's 2024 report counts one (01) micro-assurance company. Ownership not researched.
GabonMMicroinsurerParent not named in registerDomestic privateCIMA / CRCAVerified—

Popularity is an estimate of how often people search Google for each insurer, from 0 to 100; the bars show how confident the estimate is. Not a rating of the insurer. How the index works